We paid off our mortgage today

Thursday, on my 39th birthday, I gathered my 4 kids and my wife around the computer and with a couple of clicks, we paid off our mortgage.  We are 100% debt free.  At first, I didn’t feel anything and told my kids that this felt sort of anticlimactic.  But then I started looking around the […]

When you see the light

Last week I was on vacation relaxing in a pool in southern California really enjoying my kids.  After eating way too much food and then finally getting them all to bed I thought I’d look at the finances and see where we are.   After looking at income and different financial assets and obligationsI realized […]

Financial update

A few thoughts on finance:   1.  Mortgage We’ve hit some great milestones in paying off our mortgage and we are predicting to pay it off by the end of the year.  However, we are looking at a different approach.  As much as I have loved seeing the balance fall every month by leaps and […]

No Mortgage App update

I finally updated the “Mortgage Payoff” app for iOS7.  Thanks for your patience.  I was hoping to get the iCloud stuff in, but figured just to focus on updates for iOS7 and to fix some bugs.  Its the best version of this app to date.  We don’t track any info, we don’t sell your data, […]

The Joy of The Final Stretch

We have about a year and maybe a few months before we are calculated to pay off our mortgage.  It is pure joy.  Or maybe an obsession?  When you get closer to the end and you don’t have as much interest to pay then you start to see how every payment makes a huge dent […]

2013 year in review

It was a rough year for a lot of people.  I guess most years are.  This year was particularly trying for several family members and neighbors.  But I hope most people feel as I do that the good outweighed the bad.  For every death there was a birth to celebrate.  For every divorce there was […]

On Bitcoin

I’m extremely bullish on Bitcoin.  I love the idea of a non regulated free money vehicle that governments can’t mess up.  I love the idea of 0 transaction fees to exchange money over the Internet and free us from Wall Street getting their hands in every piece of commerce that we do.  I love the […]

The system is rigged against you

Life is pain, highness. Anyone who says differently is selling something. “Life isn’t fair” – Your mom  probably told you this a lot when you were growing up.  And to this day it still doesn’t make a lot of sense to most of us.  Why is it some people get it all?  A stellar hand, […]

Making Time

My Doctor told me a few weeks ago that I need to make more time for exercise.  Just like I make time for eating (to which I devote a significant part of my day) I need to treat exercise just as important as that.  Treat it like your life depends upon it, because it actually […]

Mortgage update: Getting closer to $100k balance

We were fortunate enough to get another bonus at work.  Our mortgage is now down to around $113,100 with two months left to go this year.  Hurray!  It was a huge milestone when we got the mortgage below $200k a while back and this is feeling pretty good.  $100,000 is the next huge benchmark.  I’m […]