Who do you listen to?

Why would you take financial advice from someone who has filed for 2 bankruptcies, faced foreclosure, and had a mountain of debt? Perhaps you would if its because that person climbed out of that hole and you’re in that same hole and looking for a way out.  That’s the allure of people like Dave Ramsey, […]

2014 Year in Review

Great year!  Much was accomplished.  Let’s go through the great things that happened and discoveries.  I hope it was great for you too! 2014 Awesomeness 1. Mortgage Payoff Can’t stress enough how cool this is.  We are so fortunate to be able to say that we did it.  The key to it?  Focus.  Seems that […]

We paid off our mortgage today

Thursday, on my 39th birthday, I gathered my 4 kids and my wife around the computer and with a couple of clicks, we paid off our mortgage.  We are 100% debt free.  At first, I didn’t feel anything and told my kids that this felt sort of anticlimactic.  But then I started looking around the […]

2013 year in review

It was a rough year for a lot of people.  I guess most years are.  This year was particularly trying for several family members and neighbors.  But I hope most people feel as I do that the good outweighed the bad.  For every death there was a birth to celebrate.  For every divorce there was […]

Milestones for wealth accumulation by age

If you have any hope to make it on the slow, standard, conservative road to wealth then I’m giving you the recipe for success right here.  The road is long. It will be boring.  Its done by getting a middle class job and and adhering to discipline of money saving.  See where you are on […]

Mortgage Payment update

I got a nice commission check from work last week and without hesitation we are putting it all towards paying down the mortgage. We are also revising our deadlines and hoping to be more aggressive and pay off the mortgage in December of 2014. My former coworker paid his off in April and took the […]

Finance Jerk Market Watch

In case you haven’t been paying attention, the stock market is on a roar lately. The rising tide is lifting most boats. This makes those who have money in the stock market feeling pretty giddy and the more seasoned among us looking at possible retirement dates. If only you were so lucky. The Finance Jerk […]

Finance before you turn 30

I read a blog post today from 20’s Finance called:  “3 Things every young adult should do before age 30″.  Having turned 30 several years ago my first thought was: Those things were a lot easier for us 10 years ago than they are now.  Cory’s list has: Have $30k in retirement Have life insurance […]

Yes, young people are screwed, but you don’t have to be.

One of my favorite articles I read this week was “Young people are screwed… Here’s how to survive”.  The article talks about how bad it can seem for most people just graduating high school, or college.  These recent college grads for the most part are faced with two problems:  1.  Lots of student loan debt […]

New Year!

Happy 2013!  I came home from a fun party early to get my 6 month year old baby to sleep!  Its been fun just sitting at home in the quietness playing guitar waiting for the rest of my crew to get home.  Hurray for mellow new years eves! 2013, let me tell you what I […]