Life after Dave Ramsey

I know many people who are fans of Dave Ramsey’s Baby Steps to Financial peace. The steps are: $1,000 to start an Emergency Fund Pay off all debt using the Debt Snowball 3 to 6 months of expenses in savings Invest 15% of household income into Roth IRAs and pre-tax retirement College Funding for the […]

The Finance Jerk Introduction

Dear Internet World, I’m the Finance Jerk.  This blog is about personal finance, managing resources better, and living a better life.  If you read nothing else, the theme of this blog, and the way to accomplish all the things I’ll discuss in most posts is simply this: “Give more than you receive.  Contribute more than […]