Life after Dave Ramsey

I know many people who are fans of Dave Ramsey’s Baby Steps to Financial peace. The steps are: $1,000 to start an Emergency Fund Pay off all debt using the Debt Snowball 3 to 6 months of expenses in savings Invest 15% of household income into Roth IRAs and pre-tax retirement College Funding for the […]

Milestones for wealth accumulation by age

If you have any hope to make it on the slow, standard, conservative road to wealth then I’m giving you the recipe for success right here.  The road is long. It will be boring.  Its done by getting a middle class job and and adhering to discipline of money saving.  See where you are on […]

How to get through college without going into debt

The average debt upon graduation for 2012 was $27,000.  This is stupid and shouldn’t be you.  If you are graduating from high school this year and are thinking of the future, then this is the post for you. First of all, I’m going to assume you’re like me:  An average person.  You’re pretty smart, but […]