Milestones for wealth accumulation by age

If you have any hope to make it on the slow, standard, conservative road to wealth then I’m giving you the recipe for success right here.  The road is long. It will be boring.  Its done by getting a middle class job and and adhering to discipline of money saving.  See where you are on […]

The Next Level

Last Thursday while driving home I had this thought come into my head that I’m now on the next level.  You know, like if life is a video game and you beat world 2-1 you then go to world 2-2. Well, I’m not sure what world I’m on, nor what the previous level was, but […]

Raising Kids: Its about time more than anything else

One of my favorite quotes is by Dear Abby: “If you want your children to turn out well, spend twice as much time with them, and half as much money.”  I’m a huge believer in that.  One of my good friends once told me “The best thing you can do for your kids is to […]

Gifts to spouses

My wife and I don’t buy gifts for each other for birthdays, holidays, or Christmas.  This is something we’ve done ever since the Christmas before we were married.  We don’t have any religious feelings about the subject, we just look at it differently.  After all, why should we be expected to buy things for those […]

Thoughts on Southern California

I grew up in Southern California.  I’m here on vacation now.  I love it here.  But something seems wrong about it.  Its not like it used to be.  Maybe its me? Like any other native who grew up here I felt a sense of entitlement.  A sense that:  Hey, I grew up here, and hence […]

Pay your mortgage off before your kids are 12

Kids. Freeloaders.  I have 4 of them ages 5 months to 8 years old.  Their skill set is pretty limited.  The older two (8 and 6) can empty the dishwasher.  Sometimes they can even do it without stomping their feet and making grotesque apelike belly grumbles.  They cause our house and our cars to depreciate […]