Life after Dave Ramsey

I know many people who are fans of Dave Ramsey’s Baby Steps to Financial peace. The steps are: $1,000 to start an Emergency Fund Pay off all debt using the Debt Snowball 3 to 6 months of expenses in savings Invest 15% of household income into Roth IRAs and pre-tax retirement College Funding for the […]

Financial update

A few thoughts on finance:   1.  Mortgage We’ve hit some great milestones in paying off our mortgage and we are predicting to pay it off by the end of the year.  However, we are looking at a different approach.  As much as I have loved seeing the balance fall every month by leaps and […]

On Bitcoin

I’m extremely bullish on Bitcoin.  I love the idea of a non regulated free money vehicle that governments can’t mess up.  I love the idea of 0 transaction fees to exchange money over the Internet and free us from Wall Street getting their hands in every piece of commerce that we do.  I love the […]