Gifts to spouses

My wife and I don’t buy gifts for each other for birthdays, holidays, or Christmas.  This is something we’ve done ever since the Christmas before we were married.  We don’t have any religious feelings about the subject, we just look at it differently.  After all, why should we be expected to buy things for those […]

How to get through college without going into debt

The average debt upon graduation for 2012 was $27,000.  This is stupid and shouldn’t be you.  If you are graduating from high school this year and are thinking of the future, then this is the post for you. First of all, I’m going to assume you’re like me:  An average person.  You’re pretty smart, but […]

Finance before you turn 30

I read a blog post today from 20’s Finance called:  “3 Things every young adult should do before age 30″.  Having turned 30 several years ago my first thought was: Those things were a lot easier for us 10 years ago than they are now.  Cory’s list has: Have $30k in retirement Have life insurance […]

Yes, young people are screwed, but you don’t have to be.

One of my favorite articles I read this week was “Young people are screwed… Here’s how to survive”.  The article talks about how bad it can seem for most people just graduating high school, or college.  These recent college grads for the most part are faced with two problems:  1.  Lots of student loan debt […]

Buying a 2nd Home

I was thinking about buying a home in Southern California as a vacation or rental home.  This is mostly due to childhood dreams and hubris and feeling like I’m richer than all my friends.  After all, the purpose of adult life is to realize all the dreams you had as a kid.  So I started […]

New Year!

Happy 2013!  I came home from a fun party early to get my 6 month year old baby to sleep!  Its been fun just sitting at home in the quietness playing guitar waiting for the rest of my crew to get home.  Hurray for mellow new years eves! 2013, let me tell you what I […]