Oregon 529 plan and funding college

I’m staring down the barrel of college tuition.  My oldest turned 11 this month so the countdown continues.  We have about 7 years to prepare.  Its time to look at how we’re saving for her and the 3 kids that come after her! We have a 529 plan open for each of our children.  I started […]

Life after Dave Ramsey

I know many people who are fans of Dave Ramsey’s Baby Steps to Financial peace. The steps are: $1,000 to start an Emergency Fund Pay off all debt using the Debt Snowball 3 to 6 months of expenses in savings Invest 15% of household income into Roth IRAs and pre-tax retirement College Funding for the […]


I’m of the opinion that you should sell your RSUs as soon as they vest.  RSUs are restricted stock units.  Basically, they’re a way for your employer to give you money but not give you money.  They’re a way for them to give you a carrot to make you want to stick around. For example, […]

The Program – Stage 1: January

For the last 5 years or so when my relatives ask me what my diet is, I respond saying: I’m not on a diet.  “I’m on the program.  The program is a way of life.  A diet is just a passing phase.”  Its been a joke because the program is whatever I want it to […]

2014 Year in Review

Great year!  Much was accomplished.  Let’s go through the great things that happened and discoveries.  I hope it was great for you too! 2014 Awesomeness 1. Mortgage Payoff Can’t stress enough how cool this is.  We are so fortunate to be able to say that we did it.  The key to it?  Focus.  Seems that […]